Dave Ramsey Quotes

Who is Dave Ramsey?

David Lawrence Ramsey III is an American radio show host, businessman and author.

He is known for his personal finance books 'Smart Money Smart Kids' and 'The Total Money Makeover'.

Born September 03, 1960

Books by Dave Ramsey


Best 44 Quotes by Dave Ramsey | Page 1 of 2

“Act your wage.”

Dave Ramsey

“Debt is normal! So why be normal?”

Dave Ramsey

“Fear is the enemy of hope.”

Dave Ramsey

“Financial peace isn't the acquisition of stuff. It's learning to live on less than you make, so you can give money back and have money to invest. You can't win until you do this.”

Dave Ramsey

“I believe that through knowledge and discipline, financial peace is possible for all of us.”

Dave Ramsey

“Stupid is not illegal.”

Dave Ramsey

“There's a whole generation growing up thinking the government exists to care for them.”

Dave Ramsey

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“Without a mission statement, you may get to the top of the ladder and then realize it was leaning against the wrong building!”

Dave Ramsey

“You must plan your work and then work your plan.”

Dave Ramsey

“Broke people giving financial advice is like a shop teacher with missing fingers.”

Dave Ramsey

“Diligence = disciplined excellence over time.”

Dave Ramsey

“Get in Total Attack Mode. All you have to do is execute, execute, execute now. If your friends that are broke aren’t making fun of you, then you are not on track. If your family says, “Look, they’ve joined a cult!” then you are right on track.”

Dave Ramsey

“If broke people are making fun of your financial plan, you’re on track.”

Dave Ramsey

“If you want something you’ve never had, you’ll have to do something you’ve never done.”

Dave Ramsey

Products by Dave Ramsey

“If you will live like no one else, later you can live like no one else.”

Dave Ramsey

“Personal finance isn’t rocket science. It’s just common sense. It’s how your grandparents lived. If you don’t have the money, you can’t buy it!”

Dave Ramsey

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“Good investing is not necessarily about making good decisions. It’s about consistently not screwing up.”

The Psychology of Money


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“Poor is a state of mind. Broke is, “I’m just passing through.”

Dave Ramsey

“Success is a pile of failure that you are standing on.”

Dave Ramsey

“You can’t work three hours a week and make $100,000. Get rich quick doesn’t work. Crock pot mentality always defeats microwave mentality!”

Dave Ramsey

“You must gain control over your money or the lack of it will forever control you.”

Dave Ramsey

“You wanna blow money? Put it in a “blow” category in your budget. But at least admit it on paper!”

Dave Ramsey

“Your budget must balance! You are not Congress!”

Dave Ramsey

EntreLeadership Quotes

“Having children doesn’t make you a good parent, it means you had sex. That’s all.”

Dave Ramsey
EntreLeadership

“If you as a leader allow people to halfway do their jobs and don’t demand excellence as a prerequisite to keeping their job, you will create a culture of mediocrity.”

Dave Ramsey
EntreLeadership

“If you don’t own the goal and it doesn’t come from your dream, then you won’t have the toughness to persevere when the going gets tough. Everyone who wins must push through obstacles, lots of them. Big goals require big backbone. Wimps need not apply.”

Dave Ramsey
EntreLeadership

“Parents who let teens run around with unearned adult freedoms are naive and stupid.”

Dave Ramsey
EntreLeadership

“The problem with your company is not the economy, it is not the lack of opportunity, it is not your team. The problem is you. That is the bad news. The good news is, if you're the problem, you're also the solution. You're the one person you can change the easiest. You can decide to grow. Grow your abilities, your character, your education, and your capacity. You can decide who you want to be and get about the business of becoming that person.”

Dave Ramsey
EntreLeadership

“The weird thing is that the more efficient, on task, on goal you are with your time, the more energy you have. Working with no traction, or for that matter simply wasting a day, does not relax you, it drains you.”

Dave Ramsey
EntreLeadership

Products by Dave Ramsey

“The written goal is the breakfast of champions. You just can’t do big things without making your goals specific, measurable, yours, with a time limit, and in writing.”

Dave Ramsey
EntreLeadership

Fin Quotes

“We want it all, and we can borrow to get it all, before we can afford it all.”

Dave Ramsey
Fin