Who is M. J. DeMarco?

M. J. DeMarco is the pen name of Michael Composto, a former limo driver, self made millionaire and author of The Millionaire Fastlane and Unscripted. He resides in Phoenix, Arizona.

Books by M. J. DeMarco

Quotes by M. J. DeMarco

“A bad hand is being born in a third-world country without education, sanitation, or clean water. A bad hand is being born with a debilitating disease like cystic fibrosis or cerebral palsy. The sad fact is most people think they’ve been dealt a bad hand when they’ve been given one of the best hands in the world. If you popped out of Mom in America or another industrialized republic, congratulations; you have pocket kings.”

M. J. DeMarco Unscripted

“A business attached to your time is a job.”

M. J. DeMarco The Millionaire Fastlane

“Accept reality: There are no shortcuts. Real change requires a real process.”

M. J. DeMarco

“All events of wealth are precluded by process, a backstory of trial, risk, hard work, and sacrifice. If you try to skip process, you’ll never experience events.”

M. J. DeMarco The Millionaire Fastlane

“Anything worthwhile in life will require a worthwhile effort.”

M. J. DeMarco

“Before impacting millions, you must impact hundreds.”

M. J. DeMarco Unscripted

“Before you can do what you love, you have to do what you hate.”

M. J. DeMarco Unscripted

“Businesses that solve needs win. Businesses that provide value win.”

M. J. DeMarco The Millionaire Fastlane

“Change creates millionaires. Those who observe and take advantage of change will be the new millionaires and billionaires.”

M. J. DeMarco The Millionaire Fastlane

“Comparison is future-oriented and focused on what is missing, creating anxiety. Gratitude is present-oriented and focused on what you have, creating peace.”

M. J. DeMarco Unscripted

“Competition is everywhere. Just do it and do it better.”

M. J. DeMarco The Millionaire Fastlane

“Consensus fallacy—the idea that if many people believe something, some position, or some ideology, it must be true.”

M. J. DeMarco Unscripted

“Consumerism is the leading obstacle to happiness.”

M. J. DeMarco The Millionaire Fastlane

“Debt = production - consumption”

M. J. DeMarco Unscripted

“Debt that traps you to a job is not good debt.”

M. J. DeMarco The Millionaire Fastlane

“Each dollar saved is another freedom fighter added to your slave army. Your army also procreates more soldiers. Altogether, your saved soldiers are fighting for your freedom. On the other hand, every dollar spent on the latest fad is one fighter killed.”

M. J. DeMarco Unscripted

“Everyone wants change, but no one wants to change themselves.”

M. J. DeMarco Unscripted

“Everyone wants the perfect wife but few want to work towards becoming the perfect husband.”

M. J. DeMarco Unscripted

“Extraordinary results demand extraordinary efforts.”

M. J. DeMarco Unscripted

“Failure is the sweat of success.”

M. J. DeMarco Unscripted

“Fast wealth is created exponentially, not linearly.”

M. J. DeMarco The Millionaire Fastlane

“Feed the crowd and you shall never starve.”

M. J. DeMarco Unscripted

“For me, every day is a Saturday because I haven’t sold off Monday through Friday.”

M. J. DeMarco The Millionaire Fastlane

“Friday evening is glorified because people celebrate the dividends of their trade: five days of work-bondage exchanged for two days of unadulterated freedom. Saturday and Sunday is the paycheck for Monday through Friday, and Friday evening symbolizes the emergence of that payment, freedom for two days.”

M. J. DeMarco The Millionaire Fastlane

“Great value precedes great wealth.”

M. J. DeMarco Unscripted

“Hard work and commitment separates the winners from the losers.”

M. J. DeMarco The Millionaire Fastlane

“Has life regressed into paying bills and living for a weekend?”

M. J. DeMarco Unscripted

“Help one million people and you will be a millionaire.”

M. J. DeMarco The Millionaire Fastlane

“I awoke to the epiphany that I was the driver of my life and my problems were the consequences of my choices.”

M. J. DeMarco The Millionaire Fastlane

“I made many changes, but I didn’t give up on the dream.”

M. J. DeMarco The Millionaire Fastlane

“I spent five years in college just to sit in a 6 X 6 cubicle and cold-call elderly people out of a damn telephone book? Are you freaking kidding me? I could have done this out of middle school, and I didn’t need to spend thousands on a college.”

M. J. DeMarco The Millionaire Fastlane

“I’d rather live in regret of failure than in regret of never trying.”

M. J. DeMarco

“If it was easy, it wouldn’t be worth it.”

M. J. DeMarco Unscripted

“If millions seek you, you will be paid millions.”

M. J. DeMarco The Millionaire Fastlane

“If more money were spent on pleasing existing clients rather than trying to find new ones, the average business would survive longer than five years.”

M. J. DeMarco The Millionaire Fastlane

“If the devil funded a study reporting that 91 percent of hell’s inhabitants were happy, would you believe it?”

M. J. DeMarco Unscripted

“If you accept conventional wisdom from conventional people living conventional lives, can you expect to be anything but conventional?”

M. J. DeMarco

“If you don’t identify where you want to go, the road to get there stays hidden.”

M. J. DeMarco Unscripted

“If you have to think about “affordability,” you can’t afford it because affordability carries conditions and consequences.”

M. J. DeMarco The Millionaire Fastlane

“If you want to change your life, change your choices.”

M. J. DeMarco The Millionaire Fastlane

“If you want to live well, produce well. The more production value you thrust into society, the bigger your house, the faster your car, and the juicier your steak. In other words, stop looking to take and start looking to give.”

M. J. DeMarco Unscripted

“If your past defines your existence, it will be impossible for you to become the person you need to become in the future.”

M. J. DeMarco The Millionaire Fastlane

“In school, failure is a bad thing. Marked by a bloody F and a parental beatdown, failure is admonished. Fail and you’re grounded! No TV, no iPad! Is it any shock that straight-A students make great employees while the C-students are the guys hiring them? The A-students do as they’re told, follow rules unquestioningly and stay within the lines. Meanwhile, C-student and future billionaire Johnny is a ninth grader’s newest BFF—he’s underneath the bleachers selling his older brother’s Playboys at twenty-five dollars a pop.”

M. J. DeMarco Unscripted

“Instead of digging for gold, sell shovels. Instead of taking a class, offer a class. Instead of borrowing money, lend it. Instead of taking a job, hire for jobs. Instead of taking a mortgage, hold a mortgage. Break free from consumption, switch sides, and reorient to the world as producer.”

M. J. DeMarco The Millionaire Fastlane

“Interest is quitting after the third failure; commitment is continuing after the hundredth.”

M. J. DeMarco The Millionaire Fastlane

“Jobs suck because they’re rooted in limited leverage and limited control.”

M. J. DeMarco The Millionaire Fastlane

“Life does not begin on Friday night and end Monday morning.”

M. J. DeMarco The Millionaire Fastlane

“Majority thinking yields mediocrity, and for that majority, time is an asset that is undervalued and mindlessly squandered.”

M. J. DeMarco The Millionaire Fastlane

“Many people want to change their life, but they are not willing to change their choices, and ultimately this changes nothing.”

M. J. DeMarco

“MODEL: Mediocre, Obedient, Dependent, Entertained, and Lifeless.”

M. J. DeMarco Unscripted

“Money is like a mischievous cat; if you chase it around the neighborhood, it eludes you. It hides up a tree, behind the rose bush, or in the garden. However, if you ignore it and focus on what attracts the cat, it comes to you and sits in your lap. Money isn’t attracted to selfish people. It is attracted to businesses that solve problems.”

M. J. DeMarco The Millionaire Fastlane

“Money is proof you helped your fellow man.”

M. J. DeMarco

“Most business owners pay more attention to their competition than to their business.”

M. J. DeMarco The Millionaire Fastlane

“Most people have a lack of confidence in themselves and their ability and are willing to settle for so much less.”

M. J. DeMarco The Millionaire Fastlane

“Most people make their life’s management decisions not as the CEO, but as a preschooler awaiting instructions on when to get their midday nap.”

M. J. DeMarco Unscripted

“My doctor’s preferred method of attack was prescription drugs. I refused because I wanted to fix problems, not mask symptoms.”

M. J. DeMarco The Millionaire Fastlane

“Negative influences or destructive people, no matter what their label (family, fraternity brother, coworker) shouldn't carry exemptions to excommunication.”

M. J. DeMarco Unscripted

“Never start a business just to make money.”

M. J. DeMarco The Millionaire Fastlane

“Ninety percent of all new businesses fail because they are based on selfish internal needs, not external market needs.”

M. J. DeMarco The Millionaire Fastlane

“Opportunity drives through your neighborhood frequently, and when it does, you have to grab that bitch.”

M. J. DeMarco The Millionaire Fastlane

“Our choices have consequences that transcend decades.”

M. J. DeMarco The Millionaire Fastlane

“Partnerships are marriages. After the love affair and the lust wears off, they must survive on character, synergy, and complementary attributes.”

M. J. DeMarco The Millionaire Fastlane

“People care about what your business can do for them. How will it help them? What’s in it for them? Will it solve their problem? Make their life easier? Provide them with shelter? Save them money? Educate them? Make them feel something? Tell me, why on God’s green Earth should I give your business money? What value are you adding to my life?”

M. J. DeMarco The Millionaire Fastlane

“People who don’t take responsibility are victims.”

M. J. DeMarco The Millionaire Fastlane

“Producers get rich. Consumers get poor.”

M. J. DeMarco The Millionaire Fastlane

“Recluses won’t find purpose living out their days in a sacred bubble. Partake in commerce, start working out, volunteer, go on a mission. Do freaking something.”

M. J. DeMarco Unscripted

“Reshape life’s focus on producing, not consuming.”

M. J. DeMarco The Millionaire Fastlane

“Scale creates millionaires. Magnitude creates millionaires. Scale and magnitude creates billionaires.”

M. J. DeMarco The Millionaire Fastlane

“Short-term feel-good is often long-term bad.”

M. J. DeMarco The Millionaire Fastlane

“Solve other’s problems and you will solve your own money problems!”

M. J. DeMarco The Millionaire Fastlane

“Someday is dangerous and paralyzing. It traps you in land of Nowheresville. Someday is here, now, pristine and clean and begging no allegiance for tomorrow.”

M. J. DeMarco The Millionaire Fastlane

“Sorry, hope isn’t a plan!”

M. J. DeMarco The Millionaire Fastlane

“Stop thinking about business in terms of your selfish desires, whether it’s money, dreams or “do what you love.” Instead, chase needs, problems, pain points, service deficiencies, and emotions.”

M. J. DeMarco The Millionaire Fastlane

“Success is simpler than you think: ax the shortcut, honor the process-principle, and do the necessary work.”

M. J. DeMarco Unscripted

“The elevator to success is out of order. You will need to climb the stairs.”

M. J. DeMarco The Millionaire Fastlane

“The fiduciary principle:
A resolution that as unscripted entrepreneurs we will serve selflessly to serve the selfish.”

M. J. DeMarco Unscripted

“The key to achieving enormous tasks is to break them down into their smallest parts.”

M. J. DeMarco The Millionaire Fastlane

“The owner of an idea is not he who imagines it, but he who executes it.”

M. J. DeMarco The Millionaire Fastlane

“The reality is that time is deathly scarce, while money is richly abundant.”

M. J. DeMarco The Millionaire Fastlane

“The richest people in the world got rich by focusing on one core purpose.”

M. J. DeMarco The Millionaire Fastlane

“The sweat of success is failure… if you’re not willing to get wet, you’re not willing to succeed!”

M. J. DeMarco

“The ultimate definition of insanity is to prostitute your Monday through Friday for the paycheck of Saturday and Sunday.”

M. J. DeMarco

“The ultimate wealth is having the free time to live how you want to live.”

M. J. DeMarco The Millionaire Fastlane

“There’s a profound difference between interest and commitment. Interest reads a book; commitment applies the book 50 times.”

M. J. DeMarco The Millionaire Fastlane

“Thinking never made anyone rich, unless that thinking manifests itself into consistent action toward application of laws that work.”

M. J. DeMarco The Millionaire Fastlane

“Thou shalt not invest in a needless business. Thou shalt not trade time for money. Thou shalt not operate on a limited scale. Thou shalt not relinquish control. Thou shalt not let a business startup be an event over process.”

M. J. DeMarco

“Time is the greatest asset you own, not money, not the 1969 restored Mustang, not grandpa’s old coin collection. Time.”

M. J. DeMarco The Millionaire Fastlane

“Today is the starting line for the rest of your life. Yes, today is the tomorrow you worried about yesterday. The problem with the past is that we remember memories we shouldn’t, and we don’t forget what we should. If your eyes are stuck in the rearview mirror, you’re stuck in the past. If you’re stuck in the past, you’re not looking ahead. If you’re not looking ahead, you can’t hit the mark of your future.”

M. J. DeMarco The Millionaire Fastlane

“Value your time poorly and you will be poor.”

M. J. DeMarco The Millionaire Fastlane

“Wealth eludes most people because they are preoccupied with events while disregarding process. Without process, there is no event.”

M. J. DeMarco The Millionaire Fastlane

“What if I told you ‘insane’ was working fifty hours a week in some office for fifty years at the end of which they tell you to piss off; ending up in some retirement village hoping to die before suffering the indignity of trying to make it to the toilet on time?”

M. J. DeMarco The Millionaire Fastlane

“When you blindly invest your life and time into someone else’s brand, you become part of their marketing plan.”

M. J. DeMarco The Millionaire Fastlane

“When you have a job, someone owns you.”

M. J. DeMarco The Millionaire Fastlane

“Whenever life gets routine or mundane, it potentially signals it’s time for a new pursuit.”

M. J. DeMarco Unscripted

“Wow, how disturbing. Was someone arrested? Seriously, someone should arrest the man who put the loaded gun to Eugene’s head forcing him to work at Wal-Mart for a below-market wage! Give this guy a bitch-slap. No one forced him to work at Wal-Mart; he works there because he chose to work there. Hey, Eugene, if you’re tired of making $11 an hour, raise your value to society. Get your ass over to the library. Wal-Mart can’t offer low wages if they don’t have an endless supply of victims like you.”

M. J. DeMarco The Millionaire Fastlane

“You are exactly as you have chosen.”

M. J. DeMarco Unscripted

“You are owned by your shit, which is owned by your debt, which is either owned or profited by a corporation. So you work for a corporation, everything you buy comes from a corporation, everything you watch is produced by a corporation, and the debt you owe is held by a corporation.”

M. J. DeMarco Unscripted

“You are the appointed CEO of your life.”

M. J. DeMarco Unscripted

“You can’t experience success without failure.”

M. J. DeMarco The Millionaire Fastlane

“You could own the best hotel in the world located on the best beach in California, but if customers are treated like inconveniences and requests go unfulfilled, they won’t return.”

M. J. DeMarco The Millionaire Fastlane

“You don’t want millions to accompany your cane, you want it to accompany your youth.”

M. J. DeMarco The Millionaire Fastlane

“You either choose to act or choose to complain.”

M. J. DeMarco Unscripted

“You either do it or continue dreaming about it.”

M. J. DeMarco Unscripted

“You learn from engagement, from doing, and from getting out and taking repeated action, more so than from any book or professor.”

M. J. DeMarco The Millionaire Fastlane

“Your choices are made in a moment, and yet their consequences transcend a lifetime.”

M. J. DeMarco