MJ DeMarco quotes

Why should I know MJ DeMarco?

MJ DeMarco is the pen name of Michael John Composto, a former limo driver, self made millionaire and author of 'The Millionaire Fastlane: Crack the Code to Wealth and Live Rich for a Lifetime' and 'Unscripted: Life, Liberty, and the Pursuit of Entrepreneurship'. After selling his online business for a couple of millions, he is semi-retired and resides in sunny Phoenix, Arizona.

MJ DeMarco books

MJ DeMarco quotes

“A bad hand is being born in a third-world country without education, sanitation, or clean water. A bad hand is being born with a debilitating disease like cystic fibrosis or cerebral palsy. The sad fact is most people think they’ve been dealt a bad hand when they’ve been given one of the best hands in the world. If you popped out of Mom in America or another industrialized republic, congratulations; you have pocket kings.”

MJ DeMarco Unscripted

“A business attached to your time is a job.”

MJ DeMarco The Millionaire Fastlane

“A business does not make a Fastlane – some businesses are jobs in disguise.”

MJ DeMarco The Millionaire Fastlane

“A committed Fastlaner has his nose in a book weekly.”

MJ DeMarco The Millionaire Fastlane

“A job seals your fate into a criminal time trade: five days of life traded for two days of freedom. A job chains you to a set grade of experience. A job takes away your control. A job forces you to work with people you can’t stand. A job forces you to get paid last. A job imposes a dictatorship on your income. These limitations are counter-insurgencies to wealth.”

MJ DeMarco The Millionaire Fastlane

“A preoccupation to become “highly educated” could be a Trojan horse to your freedom.”

MJ DeMarco The Millionaire Fastlane

“A successful business isn’t fun and games, especially one that violates the Commandment of Time.”

MJ DeMarco The Millionaire Fastlane

“Accept reality: There are no shortcuts. Real change requires a real process.”

MJ DeMarco

“All events of wealth are precluded by process, a backstory of trial, risk, hard work, and sacrifice. If you try to skip process, you’ll never experience events.”

MJ DeMarco The Millionaire Fastlane

“All self-made multimillionaires create their wealth by a carefully orchestrated process.”

MJ DeMarco The Millionaire Fastlane

“Almost all penta-millionaires made their fortunes in a big lump sum after a period of years.”

MJ DeMarco The Millionaire Fastlane

“An extraordinary life is won on offense; it is then preserved through defense.”

MJ DeMarco Unscripted

“Anything worthwhile in life will require a worthwhile effort.”

MJ DeMarco

“Before impacting millions, you must impact hundreds.”

MJ DeMarco Unscripted

“Before you can do what you love, you have to do what you hate.”

MJ DeMarco Unscripted

“Behind the tangled roots of poorness, you will find a poor valuation of free time, which breeds from bad choices.”

MJ DeMarco The Millionaire Fastlane

“Beliefs are powerful mechanisms that drive action, whether true or not.”

MJ DeMarco The Millionaire Fastlane

“Business plans are useless until they are married to execution.”

MJ DeMarco The Millionaire Fastlane

“Businesses survive. Brands thrive.”

MJ DeMarco The Millionaire Fastlane

“Businesses that solve needs win. Businesses that provide value win.”

MJ DeMarco The Millionaire Fastlane

“Change creates millionaires. Those who observe and take advantage of change will be the new millionaires and billionaires.”

MJ DeMarco The Millionaire Fastlane

“Choice is the most powerful control you have in your life.”

MJ DeMarco The Millionaire Fastlane

“Comparison is future-oriented and focused on what is missing, creating anxiety. Gratitude is present-oriented and focused on what you have, creating peace.”

MJ DeMarco Unscripted

“Competition is everywhere. Just do it and do it better.”

MJ DeMarco The Millionaire Fastlane

“Compound interest pays my bills. It’s my passive income source. Yet, compound interest is not responsible for my wealth.”

MJ DeMarco The Millionaire Fastlane

“Consensus fallacy—the idea that if many people believe something, some position, or some ideology, it must be true.”

MJ DeMarco Unscripted

“Consumerism is the leading obstacle to happiness.”

MJ DeMarco The Millionaire Fastlane

“Debt = production - consumption”

MJ DeMarco Unscripted

“Debt is the leading cause of strife for the newly married.”

MJ DeMarco The Millionaire Fastlane

“Debt that traps you to a job is not good debt.”

MJ DeMarco The Millionaire Fastlane

“Determination is not a solitary choice but thousands of them. You cannot decide to be determined, it must occur repeatedly, concertedly, and with commitment.”

MJ DeMarco The Millionaire Fastlane

“Divert your focus and you’ll get killed by the entrepreneur who isn’t diverted.”

MJ DeMarco Unscripted

“Each dollar saved is another freedom fighter added to your slave army. Your army also procreates more soldiers. Altogether, your saved soldiers are fighting for your freedom. On the other hand, every dollar spent on the latest fad is one fighter killed.”

MJ DeMarco Unscripted

“Everyone always shows up at the end of a boom.”

MJ DeMarco The Millionaire Fastlane

“Everyone wants change, but no one wants to change themselves.”

MJ DeMarco Unscripted

“Everyone wants the perfect wife but few want to work towards becoming the perfect husband.”

MJ DeMarco Unscripted

“Everyone’s freedom is different.”

MJ DeMarco The Millionaire Fastlane

“Expect a price to be paid. Expect risk and sacrifice. Expect bumps in the road. When you hit the first pothole (and yes, it will happen) know that you are forging the process of your unfolding story.”

MJ DeMarco The Millionaire Fastlane

“Experience comes from what you do in life, not from what you do in a job. You don’t need a job to get experience.”

MJ DeMarco The Millionaire Fastlane

“Extraordinary results demand extraordinary efforts.”

MJ DeMarco Unscripted

“Extraordinary wealth will require you to have extraordinary beliefs.”

MJ DeMarco The Millionaire Fastlane

“Face it. What you know today is not enough to get you where you need to be tomorrow. You must constantly reinvent yourself, and reinvention is education.”

MJ DeMarco The Millionaire Fastlane

“Failure is the sweat of success.”

MJ DeMarco Unscripted

“Fast wealth is created exponentially, not linearly.”

MJ DeMarco The Millionaire Fastlane

“Feed the crowd and you shall never starve.”

MJ DeMarco Unscripted

“Focus on one business and one business only.”

MJ DeMarco The Millionaire Fastlane

“For me, every day is a Saturday because I haven’t sold off Monday through Friday.”

MJ DeMarco The Millionaire Fastlane

“For me, every day is a Saturday because I haven’t sold off Monday through Friday.”

MJ DeMarco The Millionaire Fastlane

“Freedom is a component to wealth and happiness. Those who live freer will be happier. Those who have stronger bonds with their communities and families will be happier. Those with health will be happier.”

MJ DeMarco The Millionaire Fastlane

“Friday evening is glorified because people celebrate the dividends of their trade: five days of work-bondage exchanged for two days of unadulterated freedom. Saturday and Sunday is the paycheck for Monday through Friday, and Friday evening symbolizes the emergence of that payment, freedom for two days.”

MJ DeMarco The Millionaire Fastlane

“Get your time detached from your business.”

MJ DeMarco The Millionaire Fastlane

“Great value precedes great wealth.”

MJ DeMarco Unscripted

“Happiness stems from good health, freedom, and strong interpersonal relationships, not necessarily money.”

MJ DeMarco The Millionaire Fastlane

“Hard work and commitment separates the winners from the losers.”

MJ DeMarco The Millionaire Fastlane

“Hard work/Process creates events others see as luck.”

MJ DeMarco The Millionaire Fastlane

“Has life regressed into paying bills and living for a weekend?”

MJ DeMarco Unscripted

“Help one million people and you will be a millionaire.”

MJ DeMarco The Millionaire Fastlane

“Hoodwinking expenses does not create wealth. Exploding income and controlling expenses creates wealth.”

MJ DeMarco The Millionaire Fastlane

“I awoke to the epiphany that I was the driver of my life and my problems were the consequences of my choices.”

MJ DeMarco The Millionaire Fastlane

“I cannot imagine running a company in which another entity has the power to instantaneously kill your revenue stream.”

MJ DeMarco The Millionaire Fastlane

“I consider content-based revenue models the most difficult for success because entry barriers have significantly declined and its success is predicated on high traffic.”

MJ DeMarco The Millionaire Fastlane

“I made many changes, but I didn’t give up on the dream.”

MJ DeMarco The Millionaire Fastlane

“I spent five years in college just to sit in a 6 X 6 cubicle and cold-call elderly people out of a damn telephone book? Are you freaking kidding me? I could have done this out of middle school, and I didn’t need to spend thousands on a college.”

MJ DeMarco The Millionaire Fastlane

“I’d rather live in regret of failure than in regret of never trying.”

MJ DeMarco

“If it was easy, it wouldn’t be worth it.”

MJ DeMarco Unscripted

“If millions seek you, you will be paid millions.”

MJ DeMarco The Millionaire Fastlane

“If more money were spent on pleasing existing clients rather than trying to find new ones, the average business would survive longer than five years.”

MJ DeMarco The Millionaire Fastlane

“If the cookies don’t get into the grocery cart, they don’t get home. And if they don’t get home, they don’t get in my mouth. And if they don’t get in my mouth, they don’t transform into belly fat.”

MJ DeMarco The Millionaire Fastlane

“If the devil funded a study reporting that 91 percent of hell’s inhabitants were happy, would you believe it?”

MJ DeMarco Unscripted

“If the road trip to wealth were easy, wouldn’t everyone be wealthy? Expect a price to be paid. Expect risk and sacrifice. Expect bumps in the road.”

MJ DeMarco The Millionaire Fastlane

“If you accept conventional wisdom from conventional people living conventional lives, can you expect to be anything but conventional?”

MJ DeMarco

“If you aren’t where you want to be, the problem is your choices. Your circumstances are the symptoms of those choices.”

MJ DeMarco The Millionaire Fastlane

“If you can’t immunize yourself from the temptations of instant gratification, you’ll be hard-pressed to find success in either health or wealth. Both demand a lifestyle shift from short-term thinking (instant gratification) to long-term thinking (delayed gratification). This is the only defense to lifestyle servitude.”

MJ DeMarco The Millionaire Fastlane

“If you don’t control your income, you don’t control your financial plan. If you don’t control your financial plan, you don’t control your freedom.”

MJ DeMarco The Millionaire Fastlane

“If you don’t identify where you want to go, the road to get there stays hidden.”

MJ DeMarco Unscripted

“If you don’t know where you are going, how will you know if you get there? If your destination is undefined, undoubtedly you’ll never arrive and you’ll likely end in a place you don’t want to be. Wealth is found with a roadmap, not a dartboard.”

MJ DeMarco The Millionaire Fastlane

“If you get someone’s attention, half the battle is won.”

MJ DeMarco The Millionaire Fastlane

“If you have a passive income that exceeds all your needs and lifestyle expenses including taxes, you’re retired.”

MJ DeMarco The Millionaire Fastlane

“If you have to think about “affordability,” you can’t afford it because affordability carries conditions and consequences.”

MJ DeMarco The Millionaire Fastlane

“If you reflect on your choices, you make them in an instant, yet their consequences transcend a lifetime, especially ones made early in life.”

MJ DeMarco The Millionaire Fastlane

“If you retrace poverty’s footprints you will find that poorness starts at the exact same place. choice.”

MJ DeMarco The Millionaire Fastlane

“If you struggle to live on $50,000 a year, you’ll probably struggle to live on $500,000.”

MJ DeMarco Unscripted

“If you want extraordinary results, you’re going to need extraordinary thinking.”

MJ DeMarco The Millionaire Fastlane

“If you want to change your life, change your choices.”

MJ DeMarco The Millionaire Fastlane

“If you want to live well, produce well. The more production value you thrust into society, the bigger your house, the faster your car, and the juicier your steak. In other words, stop looking to take and start looking to give.”

MJ DeMarco Unscripted

“If you want to make millions, impact millions.”

MJ DeMarco The Millionaire Fastlane

“If your past defines your existence, it will be impossible for you to become the person you need to become in the future.”

MJ DeMarco The Millionaire Fastlane

“In school, failure is a bad thing. Marked by a bloody F and a parental beatdown, failure is admonished. Fail and you’re grounded! No TV, no iPad! Is it any shock that straight-A students make great employees while the C-students are the guys hiring them? The A-students do as they’re told, follow rules unquestioningly and stay within the lines. Meanwhile, C-student and future billionaire Johnny is a ninth grader’s newest BFF—he’s underneath the bleachers selling his older brother’s Playboys at twenty-five dollars a pop.”

MJ DeMarco Unscripted

“In the world of wealth, ideas are worthless yet treated like gold.”

MJ DeMarco The Millionaire Fastlane

“Instant gratification is a populous plague and its predominant side effects are easily spotted: debt and obesity. Wealth, like health, isn’t easy and is cut from the same fabric. Their processes are identical.”

MJ DeMarco The Millionaire Fastlane

“Instead of digging for gold, sell shovels. Instead of taking a class, offer a class. Instead of borrowing money, lend it. Instead of taking a job, hire for jobs. Instead of taking a mortgage, hold a mortgage. Break free from consumption, switch sides, and reorient to the world as producer.”

MJ DeMarco The Millionaire Fastlane

“Interest is quitting after the third failure; commitment is continuing after the hundredth.”

MJ DeMarco The Millionaire Fastlane

“Ironically, in my attempt to look wealthy, real wealth slid further away.”

MJ DeMarco The Millionaire Fastlane

“Jobs suck because they’re rooted in limited leverage and limited control.”

MJ DeMarco The Millionaire Fastlane

“Just because you flipped burgers three hours ago doesn’t mean you can’t be a millionaire next year.”

MJ DeMarco The Millionaire Fastlane

“Know what you can and can’t afford. There is nothing wrong with buying boats and Lamborghinis if you can truly afford them.”

MJ DeMarco The Millionaire Fastlane

“Leads are only as good as the person following them.”

MJ DeMarco The Millionaire Fastlane

“Life does not begin on Friday night and end Monday morning.”

MJ DeMarco The Millionaire Fastlane

“Majority thinking yields mediocrity, and for that majority, time is an asset that is undervalued and mindlessly squandered.”

MJ DeMarco The Millionaire Fastlane

“Making money is hard. Keeping it is harder.”

MJ DeMarco Unscripted

“Many money gurus often suffer from a Paradox of Practice; they teach one wealth equation while getting rich in another. They’re not rich from their own teachings.”

MJ DeMarco The Millionaire Fastlane

“Many people want to change their life, but they are not willing to change their choices, and ultimately this changes nothing.”

MJ DeMarco

“MODEL: Mediocre, Obedient, Dependent, Entertained, and Lifeless.”

MJ DeMarco Unscripted

“Money is like a mischievous cat; if you chase it around the neighborhood, it eludes you. It hides up a tree, behind the rose bush, or in the garden. However, if you ignore it and focus on what attracts the cat, it comes to you and sits in your lap. Money isn’t attracted to selfish people. It is attracted to businesses that solve problems.”

MJ DeMarco The Millionaire Fastlane

“Money is proof you helped your fellow man.”

MJ DeMarco

“Money trees, businesses, and systems aren’t built overnight.”

MJ DeMarco The Millionaire Fastlane

“Money, properly used, can buy freedom, which can lead to happiness.”

MJ DeMarco The Millionaire Fastlane

“Most business owners pay more attention to their competition than to their business.”

MJ DeMarco The Millionaire Fastlane

“Most consumers buying decisions are driven by emotions.”

MJ DeMarco The Millionaire Fastlane

“Most people are consumers who are two paychecks from broke. Most people won’t invest long hours into their business system while friends are living it up on credit.”

MJ DeMarco The Millionaire Fastlane

“Most people have a lack of confidence in themselves and their ability and are willing to settle for so much less.”

MJ DeMarco The Millionaire Fastlane

“Most people make their life’s management decisions not as the CEO, but as a preschooler awaiting instructions on when to get their midday nap.”

MJ DeMarco Unscripted

“My doctor’s preferred method of attack was prescription drugs. I refused because I wanted to fix problems, not mask symptoms.”

MJ DeMarco The Millionaire Fastlane

“Negative influences or destructive people, no matter what their label (family, fraternity brother, coworker) shouldn't carry exemptions to excommunication.”

MJ DeMarco Unscripted

“Never start a business just to make money.”

MJ DeMarco The Millionaire Fastlane

“Ninety percent of all new businesses fail because they are based on selfish internal needs, not external market needs.”

MJ DeMarco The Millionaire Fastlane

“Once I focused on what attracts money, and not the money itself, the money flowed.”

MJ DeMarco Unscripted

“Once your time is gone, you’re dead. And when your clock ceases to tick, no amount of cash will save you from the end.”

MJ DeMarco The Millionaire Fastlane

“Opportunity drives through your neighborhood frequently, and when it does, you have to grab that bitch.”

MJ DeMarco The Millionaire Fastlane

“Opportunity drives through your neighborhood frequently, and when it does, you have to grab that bitch. Evaluate the risk and take action. Unfortunately, opportunity doesn’t care about your timing. Opportunity doesn’t care about your circumstances, your broken-down car, or your life’s turmoil. It comes and goes of its own will, has a mind of its own, and it’s blind to predicaments. Opportunity comes dressed as changes and challenges. Remember, change makes millionaires.”

MJ DeMarco The Millionaire Fastlane

“Our choices have consequences that transcend decades.”

MJ DeMarco The Millionaire Fastlane

“Owning a business doesn’t guarantee wealth or detachment from time.”

MJ DeMarco The Millionaire Fastlane

“Partnerships are marriages. After the love affair and the lust wears off, they must survive on character, synergy, and complementary attributes.”

MJ DeMarco The Millionaire Fastlane

“People care about what your business can do for them. How will it help them? What’s in it for them? Will it solve their problem? Make their life easier? Provide them with shelter? Save them money? Educate them? Make them feel something? Tell me, why on God’s green Earth should I give your business money? What value are you adding to my life?”

MJ DeMarco The Millionaire Fastlane

“People drown in the misery of their own choices while neglecting to acknowledge they are the cause.”

MJ DeMarco The Millionaire Fastlane

“People want what they want. People don’t care about you, your business, your product or your dreams; they want to help themselves and their family.”

MJ DeMarco The Millionaire Fastlane

“People who don’t take responsibility are victims.”

MJ DeMarco The Millionaire Fastlane

“Pledge to never stop learning.”

MJ DeMarco The Millionaire Fastlane

“Producers get rich. Consumers get poor.”

MJ DeMarco The Millionaire Fastlane

“Recluses won’t find purpose living out their days in a sacred bubble. Partake in commerce, start working out, volunteer, go on a mission. Do freaking something.”

MJ DeMarco Unscripted

“Reshape life’s focus on producing, not consuming.”

MJ DeMarco The Millionaire Fastlane

“Savers aren’t losers. Savers are winners because they eventually become lenders. Savers are winners because they become owners in companies. Savers are winners because they become producers and build assets.”

MJ DeMarco The Millionaire Fastlane

“Scale creates millionaires. Magnitude creates millionaires. Scale and magnitude creates billionaires.”

MJ DeMarco The Millionaire Fastlane

“Self-made millionaires don’t become millionaires by stumbling into money, just as financial failures don’t become failures by stumbling into poorness. Both are the direct result of the financial roadmap chosen and the actions and beliefs that evolve from that roadmap.”

MJ DeMarco The Millionaire Fastlane

“Short-term feel-good is often long-term bad.”

MJ DeMarco The Millionaire Fastlane

“Society says wealth is “stuff,” and because of this faulty definition, the bridge between wealth and happiness collapses.”

MJ DeMarco The Millionaire Fastlane

“Solve other’s problems and you will solve your own money problems!”

MJ DeMarco The Millionaire Fastlane

“Someday is dangerous and paralyzing. It traps you in land of Nowheresville. Someday is here, now, pristine and clean and begging no allegiance for tomorrow.”

MJ DeMarco The Millionaire Fastlane

“Sorry, hope isn’t a plan!”

MJ DeMarco The Millionaire Fastlane

“Stop thinking about business in terms of your selfish desires, whether it’s money, dreams or “do what you love.” Instead, chase needs, problems, pain points, service deficiencies, and emotions.”

MJ DeMarco The Millionaire Fastlane

“Success is simpler than you think: ax the shortcut, honor the process-principle, and do the necessary work.”

MJ DeMarco Unscripted

“Take responsibility followed by accountability. Responsibility: It was my fault that my purse was stolen. Accountability: In the future, I will take precautions to ensure it doesn’t happen again.”

MJ DeMarco The Millionaire Fastlane

“The best investment you can make is in yourself.”

MJ DeMarco The Millionaire Fastlane

“The elevator to success is out of order. You will need to climb the stairs.”

MJ DeMarco The Millionaire Fastlane

“The fabric of your life is sewn by the cumulative consequences of your choices – millions of them that set you into motion. You act, react, believe, disbelieve, perceive, misperceive, and all of it engineers your existence. If you’re dissatisfied with life, your choices take full responsibility. Blame yourself and the choices you’ve made. Yes, you are as you have chosen.”

MJ DeMarco The Millionaire Fastlane

“The fiduciary principle:
A resolution that as unscripted entrepreneurs we will serve selflessly to serve the selfish.”

MJ DeMarco Unscripted

“The happiest people in the world have a tight sense of community and strong family bonds.”

MJ DeMarco The Millionaire Fastlane

“The irony of looking wealthy is that it is an enemy to real wealth: It destroys freedom, it destroys health, and it destroys relationships.”

MJ DeMarco The Millionaire Fastlane

“The key to achieving enormous tasks is to break them down into their smallest parts.”

MJ DeMarco The Millionaire Fastlane

“The leading cause of indentured time is parasitic debt.”

MJ DeMarco The Millionaire Fastlane

“The more I help, the richer I become in time, money, and personal fulfillment.”

MJ DeMarco The Millionaire Fastlane

“The owner of an idea is not he who imagines it, but he who executes it.”

MJ DeMarco The Millionaire Fastlane

“The owner of an idea is not he who imagines it, but he who executes it.”

MJ DeMarco The Millionaire Fastlane

“The problem with accepted norms of retirement is what you do not see. You don’t see youth, you don’t see fun, and you don’t see the realization of dreams.”

MJ DeMarco The Millionaire Fastlane

“The problem with looking wealthy versus being wealthy is that the former is easy while the latter is not.”

MJ DeMarco The Millionaire Fastlane

“The reality is that time is deathly scarce, while money is richly abundant.”

MJ DeMarco The Millionaire Fastlane

“The richest people in the world got rich by focusing on one core purpose.”

MJ DeMarco The Millionaire Fastlane

“The sweat of success is failure… if you’re not willing to get wet, you’re not willing to succeed!”

MJ DeMarco

“The ultimate definition of insanity is to prostitute your Monday through Friday for the paycheck of Saturday and Sunday.”

MJ DeMarco

“The ultimate judge-and-jury of ideas is the world and the marketplaces that serve them.”

MJ DeMarco The Millionaire Fastlane

“The ultimate wealth is having the free time to live how you want to live.”

MJ DeMarco The Millionaire Fastlane

“The world’s most renowned entrepreneurs became renowned because of monogamy: They commit to one business, and one business only.”

MJ DeMarco Unscripted

“There is neither safety nor security in a job.”

MJ DeMarco The Millionaire Fastlane

“There’s a profound difference between interest and commitment. Interest reads a book; commitment applies the book 50 times.”

MJ DeMarco The Millionaire Fastlane

“Think about the last time you bought a pack of gum. Did you fret over the price? Probably not. But if you buy a boat and resort to mental gymnastics over affordability, you can't afford it! Affordability is when you don’t have to think about it.”

MJ DeMarco The Millionaire Fastlane

“Thinking never made anyone rich, unless that thinking manifests itself into consistent action toward application of laws that work.”

MJ DeMarco The Millionaire Fastlane

“Thou shalt not invest in a needless business. Thou shalt not trade time for money. Thou shalt not operate on a limited scale. Thou shalt not relinquish control. Thou shalt not let a business startup be an event over process.”

MJ DeMarco

“Time is the greatest asset you own, not money, not the 1969 restored Mustang, not grandpa’s old coin collection. Time.”

MJ DeMarco The Millionaire Fastlane

“Time is your primordial fuel and it should not be traded for money.”

MJ DeMarco The Millionaire Fastlane

“To assume that you will live a long, healthy life is arrogant. To assume that life won’t throw you any curves is naive.”

MJ DeMarco The Millionaire Fastlane

“To cease learning at graduation is wealth suicide.”

MJ DeMarco The Millionaire Fastlane

“To consume richly, produce richly first. Unfortunately, most people have it backward: consumption and no production. Producers get rich. Consumers get poor. Switch teams and reorient as a producer first, a consumer second. Make wealth attracted to you!”

MJ DeMarco The Millionaire Fastlane

“To tell a great poker player “you’re lucky” is to hurl an insult.
Likewise, to ascribe luck to a self-made millionaire’s success is to perform the same insult.”

MJ DeMarco The Millionaire Fastlane

“To trade your time away is to trade your wealth away.”

MJ DeMarco The Millionaire Fastlane

“Today is the starting line for the rest of your life. Yes, today is the tomorrow you worried about yesterday. The problem with the past is that we remember memories we shouldn’t, and we don’t forget what we should. If your eyes are stuck in the rearview mirror, you’re stuck in the past. If you’re stuck in the past, you’re not looking ahead. If you’re not looking ahead, you can’t hit the mark of your future.”

MJ DeMarco The Millionaire Fastlane

“Used properly, money buys freedom, and freedom is one parcel in the wealth trinity: family, fitness, and freedom.”

MJ DeMarco The Millionaire Fastlane

“Value your time poorly and you will be poor.”

MJ DeMarco The Millionaire Fastlane

“Want to know why everyone is so miserable? The answer is simple: They’ve given up.”

MJ DeMarco Unscripted

“Wealth creation for a Fastlane entrepreneur operates under an exponential scale –those who hold jobs operate under a linear scale.”

MJ DeMarco The Millionaire Fastlane

“Wealth eludes most people because they are preoccupied with events while disregarding process. Without process, there is no event.”

MJ DeMarco The Millionaire Fastlane

“Wealth is not authored by material possessions, money, or stuff, but by what I call the three fundamental “F’s”:

1. Family (relationships)
2. Fitness (health)
3. Freedom (choice)”

MJ DeMarco The Millionaire Fastlane

“What daily routine will get you to your goal?”

MJ DeMarco Unscripted

“What if I told you ‘insane’ was working fifty hours a week in some office for fifty years at the end of which they tell you to piss off; ending up in some retirement village hoping to die before suffering the indignity of trying to make it to the toilet on time?”

MJ DeMarco The Millionaire Fastlane

“Whatever you decide today impacts tomorrow, weeks, months, years, decades, and yes, generations.”

MJ DeMarco The Millionaire Fastlane

“When life sucks, escapes are sought. I don’t need television because I invested my time into a real life worth living, not a fictitious escape that airs every Tuesday night at 8 p.m.”

MJ DeMarco The Millionaire Fastlane

“When you blindly invest your life and time into someone else’s brand, you become part of their marketing plan.”

MJ DeMarco The Millionaire Fastlane

“When you have a job, someone owns you.”

MJ DeMarco The Millionaire Fastlane

“When you own your decisions, something miraculous happens. Failure doesn’t become the badge of victimhood – it becomes wisdom.”

MJ DeMarco The Millionaire Fastlane

“Whenever life gets routine or mundane, it potentially signals it’s time for a new pursuit.”

MJ DeMarco Unscripted

“Whether you owe $35,000 for your awesome BMW or for student loans, debt steals freedom.”

MJ DeMarco The Millionaire Fastlane

“Wow, how disturbing. Was someone arrested? Seriously, someone should arrest the man who put the loaded gun to Eugene’s head forcing him to work at Wal-Mart for a below-market wage! Give this guy a bitch-slap. No one forced him to work at Wal-Mart; he works there because he chose to work there. Hey, Eugene, if you’re tired of making $11 an hour, raise your value to society. Get your ass over to the library. Wal-Mart can’t offer low wages if they don’t have an endless supply of victims like you.”

MJ DeMarco The Millionaire Fastlane

“Writing a book is not a business; selling a book is.”

MJ DeMarco The Millionaire Fastlane

“YOLO’s price doesn’t live once; it lives and grows on your Visa card.”

MJ DeMarco Unscripted

“You are exactly as you have chosen.”

MJ DeMarco Unscripted

“You are owned by your shit, which is owned by your debt, which is either owned or profited by a corporation. So you work for a corporation, everything you buy comes from a corporation, everything you watch is produced by a corporation, and the debt you owe is held by a corporation.”

MJ DeMarco Unscripted

“You are the appointed CEO of your life.”

MJ DeMarco Unscripted

“You can’t experience success without failure.”

MJ DeMarco The Millionaire Fastlane

“You cannot choose to persevere with one choice. You cannot wake up one day and say, ‘Oh today I will choose to persevere.' It must happen every day, not once.”

MJ DeMarco The Millionaire Fastlane

“You could own the best hotel in the world located on the best beach in California, but if customers are treated like inconveniences and requests go unfulfilled, they won’t return.”

MJ DeMarco The Millionaire Fastlane

“You don’t want millions to accompany your cane, you want it to accompany your youth.”

MJ DeMarco The Millionaire Fastlane

“You either choose to act or choose to complain.”

MJ DeMarco Unscripted

“You either do it or continue dreaming about it.”

MJ DeMarco Unscripted

“You learn from engagement, from doing, and from getting out and taking repeated action, more so than from any book or professor.”

MJ DeMarco The Millionaire Fastlane

“Your choices are made in a moment, and yet their consequences transcend a lifetime.”

MJ DeMarco

“Your pursuit of wealth stalls when your focus is the road and its destination, and not the road trip.”

MJ DeMarco The Millionaire Fastlane