Ramit Sethi Quotes

“All our lives, we’ve been taught to defer to experts: teachers, doctors, and investment 'professionals'. But ultimately, expertise is about results. You can have the fanciest degrees from the fanciest schools, but if you can’t perform what you were hired to do, your expertise is meaningless.”

“Because of inflation, you’re actually losing money every day your money is sitting in a bank account.”

“Cynics don’t want results; they want an excuse to not take action.”

“On average, millionaires invest 20% of their household income each year. Their wealth isn't measured by the amount they make each year, but by how they've saved and invested over time.”

“One of the key differences between rich people and everyone else is that rich people plan before they need to plan.”

“Ask people what they want. Don't tell them what they need.”

“There is a limit to how much you can cut but there is no limit to how much you can earn.”

“When you are listening to someone you respect, treat their whispers like screams.”

“Invisible scripts in our culture

- Parents should pay for kids' college expenses
- It's normal to eat out 2-3x/week
- We eat dinner around the TV”

“It takes a lot of trust for someone to actually pull out their wallet and pay you money, because they believe you can help them solve their problems.”

“Most people price out of fear. They just choose a price which is usually way lower than they should charge, and then they hope that no one notices they’re actually charging money for this product. Your pricing signifies who you are and what kind of customer you want.”